📋 Terms and Conditions · 98a3

98a3 Terms and Conditions – Platform Usage Rules

Please read the rules governing the use of the 98a3 platform in Brazil carefully. Plain language, no fine print — so you know exactly what to expect.

98a3's Commitment to Transparency

Before diving into the details, here are the six pillars that guide the platform's rules

Clear Rules
Transparent Bonus Rules

Every bonus offered by 98a3 has its terms clearly described before acceptance: rollover amount, validity period, eligible games, and the withdrawal limit on bonus-derived winnings. No surprises after you've already placed your bets.

LGPD
Data Protection in Compliance with the LGPD

98a3 collects only the data necessary to operate the platform and handles it in full compliance with the General Data Protection Law. Your information is never sold or shared with third parties without your express consent.

One Account Per Person, No Exceptions

Each player may hold exactly one active account on 98a3. Duplicate accounts are automatically closed. This rule protects the integrity of the games and ensures promotions are distributed fairly among all registered users.

Pix
Payments in BRL, Brazilian Methods

All deposits and withdrawals on 98a3 are processed in BRL (R$) via Pix, boleto bancário, credit card, PicPay, or Mercado Pago. Withdrawals are always sent to the bank account held in the name of the account holder on the platform.

Responsible Gaming as an Obligation

98a3 prohibits access by anyone under 18 and provides self-control tools for all adult players: deposit limits, loss limits, session breaks, and self-exclusion. These tools are accessible directly from the account dashboard — no need to contact support.

Fair
Dispute Resolution in Portuguese

In the event of a dispute, 98a3 provides a Portuguese-language dispute resolution channel with a guaranteed response time. Players always receive a reasoned explanation for any decision affecting their account or withdrawals.

Last updated: January 2026

By creating an account or using any service offered by the 98a3 (available at 98a3.net), you confirm that you have read, understood, and agreed to all the Terms and Conditions set out in this document. If you do not agree with any of the conditions below, please do not use the platform. Questions about these terms can be sent to suporte@98a3.net.

1. General Provisions

The 98a3 is an online entertainment platform offering casino games, Sports Betting, e-sports, and other forms of digital entertainment for adults residing in Brazil. Use of the platform is subject to full acceptance of these Terms and Conditions, which constitute a binding agreement between the user and 98a3.

These Terms apply to all services available on the 98a3.net website and the official mobile app for Android and iOS. 98a3 reserves the right to update these Terms periodically; users will be notified by email or an on-site notice at least 7 days in advance of any material changes.

Important: Continued use of the platform after being notified of changes to the Terms will be treated as acceptance of the new conditions. If you disagree with the changes, you may close your account without any penalties.

By using the 98a3, you confirm that:

  • Is 18 years of age or older;
  • Is a resident of Brazil and acts on their own behalf;
  • Has full legal capacity to enter into contracts;
  • Is not listed on any sports betting or gambling self-exclusion registry;
  • Does not use the platform as a professional odds arbitrage activity.

2. Registration & Account

2.1 Account Creation

To access the services of the 98a3, you must create an individual account by providing accurate and complete information: full name as it appears on an official document, valid CPF, date of birth, active email address, and mobile phone number. Incorrect or fraudulent registration data may result in immediate account closure and the blocking of any pending withdrawals.

2.2 Identity Verification (KYC)

The 98a3 may request identity verification documents at any time, such as a national ID, driver's license, or passport, along with proof of address and proof of the payment method used. This requirement exists to comply with anti-money laundering regulations and to protect the security of all users. Failure to provide the requested documents within the indicated timeframe may result in a temporary suspension of withdrawals.

2.3 One Account Per Person

Each individual may hold only one active account at 98a3. Additional accounts created by the same person will be closed, and any remaining balances may be confiscated if there is evidence of bonus or promotion misuse. Sharing an account with third parties is also prohibited.

Creating multiple accounts to repeatedly claim welcome bonuses is considered abuse and may result in a permanent ban from the platform.

2.4 Account Security

Users are responsible for keeping their login credentials confidential. 98a3 recommends using strong passwords and enabling two-factor authentication, available in the account security settings. If you suspect unauthorized access, contact support immediately via live chat.

3. Deposits

The 98a3 accepts the following deposit methods, all processed in BRL (Brazilian reais):

  • Pix (instant, available 24 hours a day)
  • Boleto bancário (clearing within up to 1 business day)
  • Credit or debit card (Visa and Mastercard)
  • PicPay
  • Mercado Pago

The minimum deposit is R$ 20.00. There is no fixed maximum deposit limit, though personalized limits may apply based on the user's VIP Program level. The 98a3 does not accept cash deposits, international transfers, or any cryptocurrency.

Important: Deposits made through cards or accounts that do not belong to the 98a3 account holder will be declined and returned. The platform does not process third-party payments.

Pix deposits are credited within 60 seconds of payment confirmation. If a technical failure prevents automatic crediting, the user must contact support with proof of payment so the deposit can be processed manually within up to 2 hours.

4. Withdrawals

Withdrawals at 98a3 are processed exclusively to Brazilian bank accounts held in the name of the account holder on the platform. The primary withdrawal method is Pix, with processing in up to 10 minutes for standard accounts. VIP Program members have reduced processing times based on their tier.

4.1 Minimum and Maximum Values

The minimum withdrawal is R$ 20.00. The maximum withdrawal limit per transaction and per period is set according to the user's VIP Program level and can be checked in the account dashboard. Withdrawals above the standard limit may require additional identity verification (KYC).

4.2 Withdrawal Conditions

To request a withdrawal, the user must:

  • Have approved identity verification (for withdrawals above R$ 2,000.00);
  • Have completed the rollover on any active bonus in the account;
  • Have made at least one deposit using the same method requested for the withdrawal;
  • Have no outstanding documentation requested by the compliance team.

4.3 Fees

The 98a3 does not charge fees for withdrawals via Pix. For other methods, any applicable fees are shown on the request screen before confirmation.

5. Bonuses & Promotions

The 98a3 regularly offers welcome bonuses, reload bonuses, cashback, free bets, and special promotions. Each offer has its own specific conditions, detailed on the Promotions page and in the notification email sent to the user.

5.1 Rollover

Rollover is the number of times the bonus amount (or bonus + deposit, depending on the offer) must be wagered before any winnings derived from the bonus can be withdrawn. For example: a bonus of R$ 100.00 with a 5x rollover requires R$ 500.00 in valid bets before a withdrawal can be made. Rollover progress is tracked in real time on the account dashboard at 98a3.

5.2 Eligible Games

Not all games contribute equally toward meeting the rollover requirement. Slots typically contribute 100%, while Live Casino games such as roulette and blackjack may contribute at a reduced percentage. The contribution table for each game is available in the specific terms of each promotion.

5.3 Validity Period

Unused bonuses or bonuses with an unmet rollover requirement within the validity period are automatically cancelled. The standard deadline is 30 days from the date the bonus is credited to the account.

General rule: The 98a3 allows only one active bonus at a time. Accepting a new offer while a rollover is still pending moves the previous bonus balance into the rollover balance of the new promotion, with no accumulation of values.

5.4 Bonus Abuse

Using strategies that mathematically exploit bonuses without genuine play intent — such as betting on opposing outcomes simultaneously (arbitrage) — is considered bonus abuse. The 98a3 reserves the right to cancel bonuses and winnings resulting from abusive behavior detected by our monitoring systems.

6. Game Rules

All games available on the 98a3 — including slots, Live Casino, roulette, blackjack, baccarat, crash games, and progressive jackpots — are provided by internationally certified suppliers, with RNG (random number generator) audited by independent bodies such as GLI and BMM Testlabs.

The RTP (return to player) for each game is published in the game's description within the platform. The 98a3 does not manipulate the results of any game. In the event of a technical failure during a round, the following policy applies:

  • If the failure occurs before the outcome is determined, the bet is fully refunded;
  • If the outcome had already been determined before the failure, it stands and the payment is processed normally;
  • In the event of a dispute, the server log is the official reference source.

The 98a3 reserves the right to remove or replace titles from its catalogue in accordance with provider partnerships, without requiring individual prior notice — only a general announcement on the website.

7. Sports Betting

The Sports Betting section of the 98a3 offers markets for football (Brasileirão Série A, Copa do Brasil, Libertadores, and international competitions), basketball (NBB and NBA), volleyball, MMA/UFC, tennis, e-sports (CS2, League of Legends, Valorant, Free Fire), and other sports.

7.1 Bet Validity

A bet is valid once confirmed by the system at 98a3 before the event begins. Bets placed after the official start of the event, even if in-play, are recorded at the odds in effect at the time of server confirmation — not at the time the user clicked.

7.2 Event Cancellation

If an event is canceled, postponed by more than 48 hours, or not completed normally, single bets are refunded. For multiple bets (accumulators), the selection for the canceled event is removed and the payout is calculated based on the remaining selections.

7.3 Odds Errors

The 98a3 reserves the right to correct obvious odds errors — situations where the published odds differ significantly from the market due to a technical or human error. Bets placed at incorrect odds may be cancelled or recalculated at the correct odds, at the platform's discretion, with notice provided to the user.

Placing bets on events for which the user has insider knowledge of the outcome is prohibited and constitutes fraud, which may result in permanent account closure and a report to the relevant authorities.

8. Responsible Gambling

The 98a3 is committed to fostering a healthy and safe entertainment environment. We recognize that for some players, betting can become a serious issue, which is why we provide a comprehensive set of self-control tools accessible directly from the account dashboard:

  • Deposit limit: set a maximum deposit limit per day, week, or month;
  • Loss limit: set the maximum amount you are willing to lose within a given period;
  • Session time limit: set alerts and automatic locks based on playing time;
  • Account pause: suspend access for 24 hours, 7 days, or 30 days;
  • Self-exclusion: permanent account ban, with a minimum 12-month block on re-registration.

The 98a3 strictly prohibits access by users under 18 years of age. If we identify an underage user, the account will be immediately closed and any balance returned upon proof of ownership. Parents or guardians who identify unauthorized use by a minor must contact support immediately.

Need help? If you or someone you know is struggling with gambling-related issues, please reach out to SENAD (National Secretariat for Drug Policy) or access the resources available on our Responsible Gaming.

9. Privacy and LGPD

The 98a3 operates in full compliance with the General Data Protection Law (Lei nº 13.709/2018 — LGPD). Users' personal data is collected solely for the purposes listed below and processed on an appropriate legal basis:

  • Performance of the platform usage agreement (registration, identity verification, payment processing);
  • Compliance with legal obligations (anti-money laundering, regulatory reporting);
  • Legitimate interest (fraud prevention, platform security, and ongoing service improvement);
  • Consent (sending marketing communications, where applicable).

Users have the following rights regarding their personal data, which can be exercised by submitting a request to suporte@98a3.net:

  • Access to stored data;
  • Correction of incorrect or outdated information;
  • Data deletion, where permitted by law;
  • Data portability to another platform;
  • Withdrawal of consent for marketing communications.

For more details, please refer to the 98a3 full Privacy Policy.

10. Conduct and Fraud

The following conduct is prohibited on the platform 98a3:

  • Providing false information during registration or verification processes;
  • Creating multiple accounts to claim bonuses repeatedly;
  • Using automation software, bots, or scripts to interact with the platform;
  • Placing coordinated bets with other users to artificially accumulate bonuses;
  • Using the platform for money laundering or any unlawful activity;
  • Attempting to hack, interfere with, or disrupt the operation of the website or application;
  • Filing a fraudulent chargeback with the card issuer after making deposits.

Identifying any of these behaviors may result in immediate account suspension, forfeiture of balances and winnings, and reporting to the relevant authorities when required. 98a3 cooperates fully with investigations by Brazilian regulatory and law enforcement agencies.

11. Account Closure

11.1 Account Closure by the User

Users may request account closure at any time via live chat or by emailing suporte@98a3.net. Prior to closure, 98a3 will process withdrawals of available balance (with no pending bonus) to the registered bank account within up to 5 business days of the request.

11.2 Closure by 98a3

The 98a3 may close or suspend an account without prior notice in the following cases:

  • Violation of these Terms and Conditions;
  • Suspected fraud, bonus abuse, or unlawful activity;
  • Self-exclusion request;
  • Use of the account by a minor;
  • Inactivity for a period exceeding 24 consecutive months.

In cases of account closure due to suspected fraud, balances are frozen during the investigation. If the suspicion is not confirmed, the balance is released in full. If it is confirmed, the funds may be confiscated.

12. Changes to the Terms

The 98a3 may update these Terms and Conditions at any time to reflect legal, regulatory, or operational changes. Material changes will be communicated by email to the registered address and via a prominent notice on the site at least 7 days in advance.

Non-material changes (such as spelling corrections, section reorganization, or clarifications of language) may be made without prior notice. The last updated date shown at the top of this page lets you keep track of when changes were made.

If you disagree with any change, you may close your account without penalties before the changes take effect by contacting support.

13. Final Provisions

These Terms and Conditions are governed by Brazilian law. Any dispute that cannot be resolved amicably through 98a3 will be submitted to the court of the user's place of domicile in Brazil, or to the courts of São Paulo-SP, at the user's choice.

The invalidity or unenforceability of any clause in these Terms does not affect the validity of the remaining clauses. The 98a3 and the user are independent parties — nothing in these Terms creates an employment, partnership, or agency relationship between the parties.

To get in touch with the 98a3 regarding these Terms: suporte@98a3.net or via live chat on the website, available 24 hours a day in Portuguese.

Plain-language summary: 98a3 is a serious platform built for Brazilian players — one that follows the law and treats its users with respect. If anything is unclear, reach out before making any decisions; we are here to help.

What 98a3 Guarantees You

In addition to user obligations, 98a3 also makes clear commitments to every registered player

Withdrawals Processed on Time

98a3 is committed to processing Pix withdrawals within 10 minutes for verified accounts. If a delay occurs beyond the standard timeframe, support will resolve it without any red tape.

Response in Under 5 Minutes

Live chat support responds in under 5 minutes during peak hours. Emails receive a reply within 24 hours in Portuguese — no generic auto-responses.

Data Never Sold to Third Parties

98a3 guarantees that your personal data is never sold or shared with marketing companies, brokers, or any third party without your explicit, documented consent.

Published & Verifiable RTP

The return-to-player (RTP) percentages for all games available at 98a3 are published and audited by independent certification bodies. No outcome is manipulated by the platform.

Advance Notice of Changes

Material changes to these Terms are communicated at least 7 days in advance by email. You always have time to review the changes and decide whether you wish to continue using the platform.

Fair Dispute Resolution

All disputes regarding bets, withdrawals, or bonuses are reviewed by the 98a3 compliance team with full access to the server log. The user receives a reasoned response, in Portuguese, within 72 hours.

Frequently Asked Questions about the Terms

The most common questions our support team receives about 98a3's platform rules

Bonus funds cannot be withdrawn while the rollover has not been completed. However, your own balance (deposits and winnings from non-bonus bets) can be withdrawn at any time without affecting the active bonus rollover. If you prefer, you may cancel the bonus — the bonus balance will be removed from your account, but your own balance will be immediately available for withdrawal via Pix.

Account blocks without prior notice only occur in situations that require immediate action: active fraud suspicion, identified money laundering activity, or access by a minor. In all other cases — such as pending document requests or behavioral review — 98a3 notifies the user by email with a deadline to resolve the issue before any restriction is applied. If your account has been blocked and you believe it was a mistake, contact us via live chat immediately.

Upon requesting self-exclusion, 98a3 suspends account access immediately. The available balance (excluding bonuses with a pending rollover) is returned via Pix to the registered bank account within up to 5 business days after the self-exclusion is confirmed. Any active bonus is cancelled. The minimum self-exclusion period is 12 months and cannot be reversed before it expires — this is intentional, to ensure player protection.

If a technical failure occurs during a round, the 98a3 system automatically checks the server log to determine whether the outcome had already been generated before the failure. If it had, the result is applied and the payment is processed normally once the connection is restored. If it had not, the bet is refunded. You can review your round history in the account dashboard or contact support with your session details for a manual review.
Privacy Policy

The 98a3 Terms and Conditions work alongside the Privacy Policy to ensure your data is fully protected. We recommend reading both documents before creating your account. View the full Privacy Policy.

Accepted Payment Methods
Instant Pix
Boleto Bancário
Credit Card
Debit Card
Mercado Pago
PicPay

Everything in BRL. Minimum deposit R$ 20.00. Withdrawal via Pix in up to 10 minutes. No fees for Pix.

Questions About the Terms?

If any clause was unclear or you want to confirm how a specific rule applies to your situation, 98a3's Portuguese-language support team is available 24 hours a day via live chat or at suporte@98a3.net.

Create Account Now
Related Documents
Licensed
256-bit SSL
LGPD
Secure Pix
24/7 Support

All Clear? Start Playing at 98a3 Now

Sign up for free, deposit via Pix from R$ 20.00, and receive up to R$ 500.00 as a welcome bonus. Clear rules, fast withdrawals, and 24/7 support in Portuguese.

Create a Free Account
Português